Commercial - Richardson Insurance

Commercial Insurance

Richardson Insurance Solutions have been trading since 1966. We are one of Ireland’s leading independent brokerage firms. We pride ourselves on arranging Commercial Insurance Solutions for both new and existing clients in local and international markets.

Corporate Commercial

Richardson Insurance Solutions can arrange a package policy to include stock cover, employers and public liability insurance and professional indemnity insurance. Please call us for a competitive quotation for your pharmacy insurance.

Richardson Insurance are leaders in providing insurance solutions for charities. Available cover includes: Property Insurance, Liability Insurance (including medical malpractice), Motor Fleet, Directors’ and Officers’ Insurance and Employment Practice Liability Insurance. Please call up for a no obligation quotation.

If your firm operates lifting or electrical plant, pressure plant, steam pressure plant or boilers, then you are required to carry minimum statutory inspection cover under the Safety, Health and Welfare at Work (General Application) Regulations 2007 and 2012. Such examples include forklift trucks, passenger lifts, boilers, cranes, hoists and coffee machines to name but a few. Contact us today to discuss your requirements and we will organise an experienced engineering surveyor to thoroughly examine and certify your plant.

01 2999 521

086 287 3168

Public Houses & Hotels

Richardson Insurance Solutions has been providing Pub/Hotel Insurance for 20 years. We have developed a professional and loyal relationship with our customers.

We have staff who are very knowledgeable in this area and who will provide an excellent service to our customers, including the risk management and claims handling aspects of any policy.

The Pubs/Hotels for which we arrange cover range from family run local pubs/hotels to large super pubs/hotels.

We can also provide additional covers under the policy (e.g. legal expenses) at a very low cost.

Having been in business for 50 years, Richardson Insurance Solutions have vast experience and would be happy to help you save you money on your insurance premiums.

01 2999 501


Richardson Insurance Solutions are aware that restaurant owners in Ireland operate at every level. From the small café/coffee shop and take away to high-end restaurants and businesses forming part of a nationwide chain. We have very competitive premiums available, so why not contact us and discover how much you could be saving.

01 2999 501

General Liability Cover

Employers’ and Public Liability Insurance (including Products Liability) is a key part of any business. Liability insurance covers a firm’s legal liability in respect of death or personal injury to an employee or a third party (e.g. member of the public) as well as third party property damage. No business should operate without adequate liability insurance.

Building Contractors
Building contractors should have, as a minimum, Public and Employers Liability insurance. They may also require Contractors All Risks Insurance, Construction Bonds, Commercial Vehicle Insurance, Income Protection, Professional Indemnity or Personal Accident Cover. Our highly experienced commercial team at Richardson Insurance Solutions are experts in providing insurance solutions for building contractors – from small extensions to very large, complex contracts. Call us today for a full review of your insurance needs and requirements so that we can provide you with a no obligation quotation.

Material Damage
Richardson Insurance Solutions have been trading since 1966. We are one of Ireland’s leading Independent broking firms. We pride ourselves on arranging Material Damage Solutions for our existing and new client’s in local and international markets.

01 2999560

086 0464750

Shops & Offices

Richardson Insurance Solutions can arrange an all-in-one Shop or Office insurance policy, to include the following covers:

  • Buildings
  • Stock
  • Fixtures and Fittings and all other contents
  • Tenant Improvements
  • Loss of Profits
  • Employers’ / Public and Products Liability Insurance
  • Money / Glass / Signs / Computer and Electrical equipment

01 2999 501

Property Owners

For property owners, we can arrange a commercial package to include property cover, loss of rent insurance and property owners’ liability insurance.

01 2999 501

Professional Indemnity

Professional Indemnity is required for many trades and professions. A firm may be found legally liable for financial loss incurred by their clients or third parties based on the firm’s business advice. Please call us for advice and a quotation.

01 2999 560

086 0464 750

Motor Fleet

Many business have more than 2 vehicles registered to the company. In these cases, we can arrange a Motor Fleet policy to cover all vehicles, including cover for specified drivers or on an open driving facility. A Motor Fleet policy is a more flexible option than individual policies.

01 2999 501

Marine / Goods In Transit

The majority of businesses require cover for the movement of goods (locally or internationally). Richardson Insurance Solutions are experts in this area and can arrange the following covers on request:

  • Inland Transit of Goods (Ireland Only)
  • Europe and Worldwide cargo movement by road / sea and aircraft
  • Stock Throughput Insurance (Storage and stock movement risks)
  • Freight Forwarding
  • Cover for ports and terminals
  • Containers Insurance
  • Vessel Insurance
  • Small Craft Insurance (Yachts and other small marine craft)

01 2999 521

086 287 3168


We can arrange all types of Surety Bonds.The most common are:

  • Performance Bonds
  • Retention Bonds
  • Advance Payment Bonds
  • NHBC Bonds (for house builders)
  • Local Authority / Road & Sewer Bonds
  • Environmental Agency Bonds
  • Duty Deferment / HMRC Customs Bonds
  • Development Bonds
  • Pension Bonds
  • Deferred Consideration Payment Guarantee
  • Transfrontier Waste Shipment Bonds
  • Offsite Material Bonds
  • Warranty Bonds

To arrange a quotation, the process is simple.

All we need is the following:

  1. A completed application form
  2. A copy of any specified Bond wording
  3. Audited and Management Accounts.

For more information, please see our Bonds brochure here or see the contacts below:

 01 2999 521

086 287 3168

01 2999 560

086 0464 750

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